Hi @Harrysnake,
It sounds really rough what you are going through, especially considering the number of coexisting issues that you are experiencing :((.
I think giving financial counselling a try can be a good idea.
On the other hand, I'm just wondering, would you be eligible for financial aid from the government? For example, you can get youth allowance for financial support if you are enrolled in tafe and uni full time and between 18-24 years old. I'm not trying to suggest relying on financial support from the government, but I'm wondering if having such support would help relieve some of your stress, especially considering the number of issues that you are dealing with.
Hope this helps :))
-Greenfern