Hey @Saltwaterdreamtime, good on you for booking an appointment to talk to someone. You're absolutely right, this doesn't have to be a step backwards and might just be a one-off response to your accident. If anything, getting on top of things before they get on top of you sounds like a big step forward.
Sorry to hear you aren't sleeping too well, there's nothing worse than feeling overtired. What do you normally do when you can't sleep?