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What an awesome alternative to the social expectation of money-fuelled holidays. 

To make the cost of living easier during the holidays I have been clear to friends and family that I would like to reduce spending money on gifts and instead, am more than happy to celebrate with quality time and acts of service. 


Another good idea is to create a Christmas budget from the start of the year where you can opt to put small savings away for the end of the year. If by the end of the year, money is tight you now might have the option to use the savings to help yourself.


I have also heard of Kris Kringles where you give away something that you already have in your house and vice-versa within a group. You can make it funny! My step-mum once received a pumpkin and those are the types of gifts you never forget 🙂 

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